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One Reverse Mortgage is not just one of the largest lenders helping seniors access the equity in their homes, it is also one of the best. Established in 2001, One Reverse Mortgages has the experience and backing usually required to make any rundown of the best reverse mortgage companies .  A wider-than-usual array of loans and services is what makes One Reverse Mortgage stand out. Of the four different types of reverse mortgage on offer, its adjustable rate, fixed rate, and “for purchase” options might typically be found elsewhere. However, it is the Home Equity Loan Optimizer (HELO) that is considered the company’s flagship product. Designed to provide a home equity solution for seniors who may not qualify for a Federal Housing Administration (FHA) loan, HELO has higher lending limits, no property restrictions, and no mortgage insurance premium requirement. One Reverse Mortgage is licensed in all 50 states and currently…

Since opening in 2005, Oportun has worked tirelessly to secure its status as a provider of some of the best payday loans . In approving more than 3.8 million small-dollar loans, Oportun estimates that its borrowers have saved around $1.7 billion in interest and fees by choosing them rather than other payday loan lenders. An online payday loan company, Oportun offers short-term loans of between $300 and $8,000 to those who the financial mainstream might exclude, including borrowers with a limited credit history and low to moderate incomes. Importantly, Oportun wants to lend responsibly, educate its customers, and offers the chance for borrowers to improve their credit scores to stand them in better stead for the future.  Oportun operate in 12 states – Arizona, California, Florida, Idaho, Illinois, Missouri, Nevada, New Jersey, New Mexico, South Carolina, Texas, Utah and Wisconsin – and also offers auto loans and credit cards . …

The Panasonic DVD-S700 DVD player is quite simply one of the best DVD players out there right now. Not only is it one of the fastest we’ve tested but it is also region free allowing you to play discs from anywhere. Discs can be bought-DVDs or rewritable, widening compatibility even further. Plus it will upscale everything to Full HD 1080p quality making it ideal for larger, high-resolution TV displays. With extras like a USB port on the front, plus JPEG and MP3 support, this is ideal as a way to show off photos too. The whole thing is easy to use with a comprehensive remote control and decent selection of connections. The fact everything is encased in an attractive and svelte shell is a just a bonus. So is this the DVD player for you? Read on to find out everything you need to know about the Panasonic DVD-S700 DVD…

The Panasonic KX-TG7875S is expensive but, as they say, you get what you pay for and in this case that is a whole lot of features aimed at making business users’ lives easier. These features include unique extras like the ability to connect a smartphone, so it can remain on charge elsewhere, allowing you to take calls right there on the handset. You also get alerts when a text message is received.  If you’re looking for something cheaper and easier to use you might want to check out another handset from our best cordless phones guide. The VTech CS6719 is our current budget pick. Panasonic KX-TG7875S: Design and build The Panasonic KX-TG7875S definitely has a more premium feel than most other cordless phones, with a metallic frame and premium buttons. Yet it remains light and compact in the hand. The display is backlit for clarity in dim light but it…

The Panasonic KX-TGE433B is a cordless phone that’s crammed full of features yet is super simple to use with a clear and solid handset – in fact there’s three of them included. This cordless phone works as well in the home as it can do in an office with features like baby monitoring for parents or headset and handsfree for offices. The answering machine is also a great inclusion with plenty of capacity for even longer periods away from the line. The battery life is a stand out feature which means the handset not only can stay out of dock for long periods but also charges back up quickly. This is great when used as a baby monitor. Phone to phone intercom is another nice feature that works well in offices but also in larger homes that have phones across multiple floors. This is why it tops our list of…

One of the best characteristics of the budget-friendly Paprika Recipe Manager is included in its title: This is a great tool for managing important kitchen tasks. It’s one of the best recipe app and software options we reviewed, and can help you immensely with menu planning, recipe sharing and doing things like adjusting serving sizes to suit the number of people who will be eating at your table. Paprika Recipe Manager is a cookbook and recipe software that is easy to use. It allows you to plan meals out a week or even a month ahead of time, which helps save time, money and unexpected trips to the grocery store for forgotten items. Paprika Recipe Manager: How it works Unfortunately, Paprika does not come with any preloaded recipes, which is unlike most of the best recipe software we reviewed. For instance,  Shop’Cook Menu 3.4.3 comes with more than 70,000. However,…

Payoff should perhaps be considered slightly more than just one of the best debt consolidation companies . After all, not all financial providers have a team of psychologists, data scientists and neuroscientists on hand to support their customers. Describing itself as a financial wellness company, Payoff wants people to “reinvent their relationship with money” and create healthy personal finance habits. Above all, Payoff wants to help.  On the more practical side of debt consolidation, Payoff offers loans designed solely to help people eradicate their credit card debt. This is made possible by consolidating high-interest card balances into one monthly payment at a fixed rate and term. The loan itself will be paid into your account, so the responsibility rests with you to allocate the funds to your outstanding debts. However, gentle prompting to this nature is sure to come from Payoff, given the aim then is to try and make…

The Philips HR2375 pasta maker is an entirely electric pasta maker that mixes your dough and then pushes it through the combing mechanism to produce a variety of pasta shapes. To read about the other models we reviewed, head to the best pasta makers around. Philips HR2375 pasta maker: Features   Creating ½ lb of pasta in 10 minutes, the Philips pasta maker works quickly and makes creating fresh pasta a breeze. The machine comes with four shaping discs allowing you to create all sorts of varieties of pasta at home.  Because this pasta maker is electric, it provides enough force to push the blended dough through the rollers quickly and requires no physical effort from you beyond pressing a button. Additionally, the electric mechanism gives your pasta consistent texture and taste throughout the process, as it is not dependent on your pace or mixing capabilities. This maker is more…

Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the U.S. and has arranged more than $17 billion in loans to over one million people since. Its position among the best debt consolidation companies is secured as a result of a personal loan offering that allows borrowers to bring their existing credit card and high rate loan debt together into one manageable monthly payment. The responsibility still lies with you to use the loan to clear the debts that you owe, but the incentive of taking back control of your finances awaits.  As well as providing a way to get on top of your debt, a debt consolidation loan from Prosper could help rebuild your credit score if it has faltered, or improve the rating that you have. Alongside its debt consolidation proposition, Prosper also ranks highly among the best online personal loans and offers home equity…

RecordPad is from NCH Software, and as such is part of a much larger range of digital audio applications designed for a multitude of software and hardware platforms. It is a recording tool that supports audio feeds from multiple channels, and NCH Software has developed other audio applications to complement RecordPad. It sits among our list of the best voice recording software because it is easier to use, and has good ripping capabilities. RecordPad Review: Features The audio recording software can support audio feed/input from all sources if you use the application default settings and the ‘loop cable’ method. Whether you just want to use a microphone to record your voice, or you want to capture audio via a line-in device, internet streaming or audio playback from the computer, this software can handle it. RecordPad has the most impressive array of options for recording, ripping or burning audio of any…

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